Vanguard高股息ETF,英文全名 Vanguard High Dividend Yield ETF,美股代號VYM,成立於2006年十一月10日。
VYM以複製法追蹤FTSE High Dividend Yield Index。
該指數從美國股市中選出現金配息率高於平均的公司,然後以市值進行加權。以市值加權,大型股會成為主要的持股。具有提高整體投資組合穩定性的作用。
這個高股息指數不是以配息率進行加權。以配息率進行加權的話,可以達到較高的整體投資組合配息率。但可能會讓某些配息率較高的中小型類股成為主要持股,可能反而加重風險。
VYM的內扣總開銷是0.06%。由0.05%的經理費與0.01%的其它費用組成。
根據2021九月底資料,VYM前十大持股分別是:
JPMorgan Chase
Johnson & Johnson
Home Depot
Procter & Gamble
Bank of America
Comcast
Pfizer
Cisco
Exxon
Verizon Communications
前十大持股佔總資產23.5%。
VYM指數追蹤狀況良好。但在去年(2020),單純投資整體美國股市的Vanguard Total Stock Market ETF (VTI),有近21%的單年報酬。VYM卻只有1.14%的獲利。這個近20%的報酬差距,可能是許多以為退休就要買高配息標的投資人,心中的痛。
退休時,同時以資本利得跟配息來支應退休生活,應是比較穩健的做法。
同時也有46部Youtube影片,追蹤數超過70萬的網紅Spice N' Pans,也在其Youtube影片中提到,Work-from-home seems like the way to go until mankind finds a way around the pandemic. As some of you would know, Roland and I still hold our own full...
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- 關於total stock 在 Spice N' Pans Youtube 的最佳貼文
- 關於total stock 在 Nikmatul Rosidah Youtube 的最佳貼文
- 關於total stock 在 My Mate Nate Youtube 的精選貼文
- 關於total stock 在 VOO vs. VTI: S&P 500 Index versus Total Stock ... - YouTube 的評價
total stock 在 9bulan10hari Facebook 的最佳貼文
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total stock 在 貓的成長美股異想世界 Facebook 的精選貼文
🌻
美國聯準會(Fed)在美東時間22日下午2時(台灣23日凌晨2時)宣布利率維持在趨近零的水準,但暗示升息可能會比預期來得快一些,同時也大幅下修今年的經濟展望。
https://udn.com/news/story/6811/5764746
🌻Adobe(ADBE)電話會議內容讀後感
ADBE前兩天發表財報了.
這次ADBE在財報後下跌, 主要是兩個原因(如下). 不過個人覺得是瑕不掩瑜:
1. 因為之前已經漲了不少(投資人期望太高)
2. 因為Digital Marketing這部分的業務受到季節性的影響, 所以表現不是很突出(沒有比預期高出很多)
a. net new Digital Media ARR (3% beat vs guide, vs 15% beat in 2Q21 vs 35% beat in 3Q20).
b. 有分析師在問(“Maybe just -- can we double-click on the seasonality commentary in the quarter? Because if we look at the beat versus guidance on net new digital media ARR, it looks, at the same time you had the weakest beat, but then the strongest guide in the last three years, which kind of speaks to and confirm some of those seasonality comments that you made.)
i. 高層對此的回答是, 主要是疫情後, 加上正值夏季, 大家的日子回復到正常&放假外出, 所以這部分的業務有受到影響(I think going into the quarter, we had expected that the consumer with a little bit more return to normalcy as what's happening in the environment.)
ii. 高層又說了一些話, 不過重點就是他不認為這是甚麼大事”So, net-net, I would say that the growth prospects for that particular business and the growth drivers remain intact. But again, very much in line. And this is what we feel good about the insights that we're getting on the business.”
iii. 也提到, Q4通常會是digital marketing業務的旺季(表現會不俗的意思)
另外, 覺得這次令我印象深刻的是, 當高層與分析師提到這些事情:
• 常在一些公司的電話會議中提到omnichannel這個字(疫情後, 更明顯了). 這次高層也有提到. ADBE可說是omnichannel概念股:
o “I mean, a big part of that is more and more companies are thirdly doing the multi-channel omnichannel, whatever they want to call it. And I think that's only going to continue to be a driver of our Digital Experience Solutions. Because today that stable stakes and so we just look at it and say whether you're shopping in-store over they are shopping online. You need a solution that treats you like a customer that we know of.”
• 網路上影片(video)的興起, 以及串流影音, 有提高了Adobe的營收天花板(用句分析師的術語, 就是TAM (total addressable market) expansion.
• 當使用者製作了越來越多的內容, 內容管理(content management)的能力就越顯重要, 內容上的流程管理(workflow)也越顯重要. Adobe的產品能夠幫內容製作者解決這樣的問題.
• 而Adobe各產品間的相容性, 標準化, 整合能力, 是它的競爭優勢之一:
o And one of the things we did really well is what we called our named user deployment and how, you know, when we have these enterprise licensing agreements, we offer enterprises the ability to download and distribute within the companies. And the more we do training and evangelism of the products, that leads to adoption. So, I would say there's an element of standardization, there's an element of more content.
而最近ADBE有個新聞, 引起了我的注意, 就是它即將在自己的平台上, 提供付款服務(payment service). 根據之前研究SHOP的經驗, 這有可能會對股價造成一定的漲幅:
On Sept. 15, Adobe announced that it will add payment services to its e-commerce platform this year to help merchants accept credit cards and other ways of paying. The move will deepen Adobe's rivalry with e-commerce firm Shopify (SHOP).
For the service, Adobe has partnered with PayPal (PYPL), which will process a variety of payment types, including credit and debit cards as well as PayPal's own payment and buy-now-pay-later offerings.
https://www.investors.com/news/technology/adbe-stock-adobe-beats-fiscal-q3-targets/
接下來該怎麼辦? 對於基本面良好的公司如ADBE, 我能說的就是buy the dip(逢低買進)了. 供參.
🌻The Facebook Files
一個星期前, WSJ上面有個關於FB的大篇幅調查報導. 有興趣的可以看看.
The Facebook Files
https://www.wsj.com/articles/the-facebook-files-11631713039
這篇文章挺長, 也沒有看到華爾街中文版本的完整翻譯, 不過可以看看這篇:
https://on.wsj.com/2ZmFimp
"《華爾街日報》的相關調查顯示,這家社交媒體巨頭心知肚明,其平台會傷害用戶,而且是以該公司常常完全了解的方式造成傷害。目前,全球近半數人口都是Facebook旗下平台的用戶。其中一些證據尤其令人不安:據《華爾街日報》報導,Facebook的內部研究顯示,在報告稱有過自殺念頭的青少年中當中,有13%的英國用戶和6%的美國用戶把這種念頭歸結於Instagram。"
另一篇相關新聞:
https://www.thenewslens.com/article/156683
"《華爾街日報》於13日揭露Facebook的XCheck系統,也就是內部系統中的VIP名單,數百萬名人、政治人物與記者等知名公眾人物都在特別的一份「白名單」之內。"
"這些「貴賓」在社群上發布的內容可以躲過一般的審查系統,即使發布明顯的不當內容,也不會立即被刪除。《衛報》報導,Facebook的獨立監督委員會表示,在閱讀該篇報導後,決定要審查XCheck系統,並要求Facebook對其進行報告與解釋。"
🌻我喜歡的Apple TV影集, "Ted Lasso", 是這次艾美獎的大贏家, 很多主要演員都得獎了.
很高興這兩年, 因為有這部戲的陪伴, 讓我撐過了疫情, 家人離世, 以及一些烏煙瘴氣的事情.
前幾天看演員的得獎影片, 一位娛樂記者問得獎的男配角(也是編劇之一)說, 你覺得這部片的核心思想是甚麼. 他說, be curious, not judgemental.
就像得獎的女演員在劇中一開始是很鴨霸很壞心的球隊主人, 但這樣做是因為被前夫傷透了心, 所以想要弄垮離婚後分到的財產(也是前夫的最愛--球隊); 外表看起來永遠陽光燦爛做啦啦隊的男主角, 在青少年時父親自殺, 造成了他心裡永遠的痛&障礙(讓他在球賽時, 會有突發恐懼症).
我們每個人其實都有很多面, 很多個故事. 尤其在社群, 大家都是萍水相逢, 對彼此的了解都是非常片面的; 而有時候在社群裡, 看到有人會因為只看到一個面向, 就去下斷語. 這其實是人之常情很難避免, 所以我們需要常用第二層思考去提醒自己. 社群裡需要更多的同理心.
“Be curious, not judgmental” – Walt Whitman(惠特曼)(美國詩人)
Picture來源:
https://www.apple.com/newsroom/2021/09/apples-global-hit-comedy-series-ted-lasso-sweeps-the-2021-primetime-emmy-awards-scoring-history-making-win-for-outstanding-comedy-series/
total stock 在 Spice N' Pans Youtube 的最佳貼文
Work-from-home seems like the way to go until mankind finds a way around the pandemic. As some of you would know, Roland and I still hold our own full-time jobs. Both of us are working at home most of the time. Just like you, we like our meals to be easy, quick and yet still delicious on a working day. As we try to limit ourselves from going out too often, we usually stock our pantry with long-lasting vegetables, such as potatoes, carrots and onions. We love this Chinese style chicken stew recipe because it's so easy to cook and we have all of the ingredients ready in our pantry. Best of all, it is really yummy. You can have them as is, serve them with some steamed rice or even pasta - really versatile!
See the ingredient list below for your easy reference.
Hope you can recreate this yummy recipe in the comfort of your home. Happy cooking!
Thanks for dropping by our channel. Please subscribe to stay tuned to our home cooking videos.
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Thanks for watching!
See you soon.
------------------
Chinese Chicken Stew 中式炖鸡
Ingredients:
3 - 4 pax
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4 chicken drumsticks (~600g or 21.16 oz in total)
2 red onions (cut into quarters)
4 potatoes (cut into chunks)
400g or 14.1 oz carrots (cut into chunks)
Enough water to cover the drumsticks
0.5 teaspoon salt
2 tablespoons light soy sauce
2 tablespoons oyster sauce
2 tablespoons premium dark soy sauce
Add more salt to taste (we added 1 teaspoon)
Some cornstarch solution
1 tablespoon sesame oil
===
Don't know where to get the ingredients or don't know how they look like? See the links below.
Light soy sauce https://amzn.to/34nlb6E
Oyster sauce https://amzn.to/3bBQfE7
Dark soy sauce https://amzn.to/3uyIp4J
Cornflour (cornstarch) https://amzn.to/3h3L0QQ
Sesame oil https://amzn.to/3eTG5PW
----------
Looking for similar cooking equipment like the one we used in the video? These might interest you:
Greenpan dutch oven https://www.lazada.sg/products/greenpan-simmerlite-ceramic-lightweight-dutch-oven-cooking-kitchen-pot-with-lid-cover-55qt-slate-grey-gray-cc001929-001-i958672454.html
-------------
Filming equipment: iPhone 11 Pro Max (Get from Amazon https://amzn.to/3eA24tz)
Microphone: Sennheiser AVX digital wireless microphone system
Get Sennheiser wireless microphone in Singapore: https://singapore.sennheiser.com/products/avx-mke2-set-3-uk?_pos=2&_sid=adb86a9d8&_ss=r
Get Sennheiser wireless microphone from Amazon: https://amzn.to/2NILqMR
-----------------------------------
If you like this recipe, you might like these too:
Chicken Mushroom w/ Scallions 嫩滑多汁 香葱蘑菇鸡盖饭 Chinese Chicken Bowl Recipe
https://youtu.be/Xv3vdqG9oG8
One Pot Sesame Oil Chicken Rice 麻油鸡饭 Rice Cooker Chinese Food
https://youtu.be/6FBN-3T7ZZk
2 Easy Ways to Steam Chicken with 7 ingredients 蒸滑鸡
https://youtu.be/n5x_GqeX7Yw
-----------------------------------
Disclaimer: Spice N' Pans is not related to these products and cannot guarantee the quality of the products in the links provided. Links are provided here for your convenience. We can only stand by the brands of the products we used in the video and we highly recommend you to buy them. Even then, preference can be subjective. Please buy at your own risk. Some of the links provided here may be affiliated. These links are important as they help to fund this channel so that we can continue to give you more recipes. Cheers!
total stock 在 Nikmatul Rosidah Youtube 的最佳貼文
#MenuJualan
Samosa
Bahan Filling:
Lentils / Kacang Dhal
Potato / Kentang ?
Sweet potato/Ubi ?
Kacang Capri/SNOW PEAS
CHICKEN ? / AYAM
Daun ketumbar/ Coriander ?
Bumbu:
Shallots / Bawang merah
? Garlic / Bawang putih
Ginger / Jahe
Curry powder / bubuk kari
Paprika powder
Cardamon
Fennel / cumin .
Coconut ?/ Plain yogurt
Chicken powder / Kaldu
Salt ?/ Garam
Adonan kulit:
500 g All purpose flour/ Terigu pro sedang.
50 g Ghee + oil total 125 ml
Caraway seeds
80 ml water ( or more)/ Air
80 ml White eggs/ telur putih
Garam
total stock 在 My Mate Nate Youtube 的精選貼文
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