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#理財五角課【市場第一張！最愛動達文西手術的台灣，需要買保單嗎？】
主打傷口小、恢復快的達文西手術，深受台灣民眾歡迎，甚至有醫師形容，台灣是最愛開達文西手術的國家。
達文西手術常用於子宮肌瘤、大腸腫瘤等切除，但得自費數十萬，這有辦法轉嫁保險嗎？市場首度推出癌症達文西保單，誰買最划算？5個必知重點告訴你⬇
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📌 精準對焦，搶先布局，訂閱天下全閱讀，暢讀定期更新「理財五角課」 >> https://lihi1.com/AMxn2
《海扶刀/海芙刀 (HIFU)是手術嗎？》
有不少病友疑惑，海扶刀或海芙刀（HIFU，high intensity focused ultrasound)子宮肌瘤消融術，是不是手術？因為保險公司一定要看到"手術"二字才理賠。
其實在英文醫學文獻中，可以查到許多"focused ultrasound surgery", 中文不就是"聚焦超音波手術"嗎？
很多人以為動刀才叫手術，過去保險公司認定要有「麻醉、切開、縫合」三要素才叫做手術。但其實有不少伝統手術本來就是不動刀的，現在許多內視鏡手術更都是不動刀的，有些手術切開之後不必縫合，現代科技進步，有些皮膚切口可以只用凝膠黏起來，也不必縫合。
以婦產科而言，歷史悠久的人工流產手術只用吸、刮，不用刀去切割，沒有刀口可以縫合。取卵手術是用抽吸的，當然不用刀，子宮內膜搔刮術也一樣不動刀，也是都沒有切開或縫合。治療癌前病變的子宮頸圓錐狀切片手術不必用刀，切下部分子宮頸之後也不必縫合。摘除子宮內膜息肉或肌瘤的子宮鏡手術，也都不用刀子，而是用金屬電燒圈或是冷刀（速潔刀，也不是真的刀子），切除子宮腔內的息肉或肌瘤之後，也不必縫合。
因此，我們俗稱的開刀房，正式是名稱是手術室。英文也不叫做Surgical Room 或Surgery Room, 而是 Operating Room，涵蓋更廣的意思。
簡單地說，開刀是手術的一種方法，手術包括開刀，但不一定動刀，還有其他的方法可以動手術，開刀只是手術的方式之一。
幸好，經過過去五年多以來，我多次寫文章教育大眾，也包括寫在我的新書「子宮危機解密」中，現在台灣絕大多數的保險公司都已經同意，海扶刀（俯臥式）/海芙刀（仰臥式）治療是一種手術了。
https://www.facebook.com/417020165123782/posts/575672072591923/
https://www.facebook.com/105528831245794/posts/146944457104231/?extid=0&d=n
《向命運革命 2》 The Revolution Against Destiny 2
文 / 李季謙 Written by Lee Ji Qian (English version below)
弟子規言：同是人，類不齊。我認為這個世界上有三種人，先知先覺、後知後覺，和不知不覺。
恰巧孫中山先生也如此說。他依著當年的革命形勢和需要，把人群歸類爲三大類的革命形勢和需要。
他主張，革命應該以先知先覺喚醒後知後覺，從而帶動不知不覺。
一流的堪輿師父，肯定是先知先覺，再配合佛法的實修，無疑就會是一等一的改命高手。
所以有人說：
先知先覺成就一生;
後知後覺茫然一生;
不知不覺斷送一生。
我，很遺憾，因為自己的固執和短見，作繭自縛，始終沒追得上玳瑚師父的英明和果斷。
我追隨他學習12年了，卻連滾帶跑地跳進了「血光之災」的厄運⋯⋯真是丟臉丟到家～～
但是，也有人說：
先知先覺創造機會，
後知後覺抓住機會，
不知不覺失去機會。
我既然錯失了創造機會，總得趕著抓住機會的尾巴吧！我才不要做那個斷送一生的傻瓜呀！
大概2014-15年左右，我就發現我下唇角有粒痣，漸漸地「萌芽」。我立刻憶起師父的教誨：
🚦 舉凡女性唇上長痣，一定是婦女健康亮起紅燈。
🚦 應當立馬擇日點痣，斬草除根。
我⋯⋯卻沒有。那時我生意失敗，而先生投資被騙，負債多年，點痣之事，就挪後了。
後來，那粒痣在吸收了日月精華之下，還落地生根，茁壯成長，越來越黑，越來越大！我的月事，從發育以來，都很準時報到，也沒有嚴重經痛。我經濟狀況穩定後，還是不把這痣當一回事。
我暗地裡想，人好好的，可能可以度過這一劫吧！
直到在2018年1月29日，星期一下午，新加坡竹腳婦幼醫院的醫生告訴我，子宮內膜有四粒肌瘤和息肉，女性荷爾蒙失調，我才恍然醒過來！
向玳瑚師父學風水命理的我，怎麼會無視這些命運的軌跡？！
我擇了吉日良辰，星期六，硬是要求診所把我擠進去，左掰右掰的，我就是要把兩粒痣給雷射除掉！
一粒痣，才花新幣100元。過程簡單利落。男醫生問我，是不是因為迷信而要點痣？
我笑而不答。醫生，你試試月事來潮65天，放衛生棉一包又一包，還拖著四粒瘤和息肉滿街跑，看你還會不會認為我迷信！
感恩玳瑚師父的無私教導，讓我們這些女性們有機會病從淺中醫，甚至大事化小，小事化無。
姐姐妹妹們，請勇敢地走出自己命運的束縛，把這能救人的面相知識大力地分享出去！我們都別指望身邊的人一定會幫助我們，要靠自己。自己的病業，自己消最快！
我看到很多人來到師父面前，懷疑這個，猶豫那個，伊伊啊啊的，結果不知不覺就斷送了一生的前途。你又不是專家，什麼都不試，你又怎麼知道會不行呢？
講了這麼多你還是不信的話，那我只能奉勸你把應該買的保險都務必買好吧！
之前，師父也曾告訴我，不必去動手術。可我因爲擔心，還是決定聽取醫生的建議。
改命需要天時、地利、人和，方能圓滿。後來，我在2018年3月22日，
· 子宮內膜的四粒肌瘤和息肉切除成功嗎？
· 是否有癌症？
· 不斷失血兩個月，我是否需要輸血？
不知情的讀者們，請觀看昨天我在醫院的臉書直播，驚嘆玳瑚師父，爲我人生神奇測準的三大事件：
https://www.facebook.com/masterdaihu/videos/1419499628161583/
如果您有幸得到師父的幫助，請珍惜。師父為人嚴厲坦白，但這位修行人心中絕對有滿滿的愛。不要因爲他直接指出您的缺點，就將他視為惡人（拜託要改命，就該正視自己，而不是斤斤計較啦～～）。
誰不知最大的敵人是自己，但降伏自己需要明師的指導啊！請先知先覺的玳瑚師父爲您指引一條明路，我擔保您，絕對沒有錯。
.....................
There is a phrase in the book "Di Zi Gui" (Rules for the Students) that goes: We are all human, but we are not the same.
I think there are 3 types of people in this world: the one with foresight, the one who realises later, and the one who is totally unaware.
Coincidently, the revolutionary Sun Yat Sen had the same idea. In accordance to the situation and needs of the Revolution at that time, he categorised his countrymen into 3 groups.
He proposed that a revolution should be led by those with foresight so as to awake those who realised the cause, and collectively move the unconscious herd.
A top notch Feng Shui Master is definitely one with foresight, and coupled with spiritual practice in the Dharma, is undoubtedly an expert in transforming destinies.
Hence, there is this saying:
The one with foresight shall have a victorious life.
The one who realises it on hindsight will not have clarity in life.
The totally unaware one shall have a ruined existence.
I am regretful that, due to my own stubbornness and short-sightedness, I have not reached the level of accomplishment of Master Dai Hu.
I have been learning from him for the past 12 years but yet I still jumped right into this "bloody" misfortune... such a shame...
However, someone also said:
The one with foresight creates opportunities,
The one with hindsight afterwards grabs them,
The one who does not know what is happening loses it all.
Since I missed the chance to create opportunity, I better grab the opportunity by its tailcoat! I do not want to be the fool who wasted her entire life!
It was around the period between 2014 and 2015 when I discovered a small mole on the right corner of my lower lip. I immediately recalled what Master had taught me:
🚦A mole on the lips of a women signifies a potential issue with her female health.
🚦Like plucking up the weeds by the roots, the mole must be removed on an auspicious day.
I did not. It came at a time when my business was floundering and my husband's financial situation was not good due to an investment scam. Thus I delayed doing anything about the mole.
Later on, the mole flourished with the essence from the sun and the moon. Its roots deepened, became stronger by the day, and darkened in colour and grew in size! My menstruation had always been very punctual, since puberty. It had never given me severe cramps either. When my financial situation stabilised, I disregarded the severity of this tell-tale sign.
I was secretly thinking to myself that I was fine at that time, and may be able to escape this misfortune!
Until 29 Jan 2018, a Monday afternoon, when the doctor at KK Women and Children Hospital told me that there were 4 growths (fibroids and polyps) in my womb likely caused by hormonal imbalance, it shook me awake instantly!
I have learned Chinese Metaphysics from Master Dai Hu for many years. How could I have neglected such obvious tell-tale signs of Destiny?!
I selected an auspicious day and time, it was a Saturday. I pleaded for the clinic to squeeze me into an appointment slot. I was determined to remove the 2 moles with laser!
It cost me only S$100 per mole removal and the procedure was simple and swift. The male doctor asked me if my decision to remove the mole was due to superstition.
I just smiled at him. Doctor, you should try having period for consecutive 65 days, changing sanitary pads one bag after another, and running around with 4 fibroids and polyps in your womb. After that you tell me if I am being superstitious!
I am grateful to Master Dai Hu for teaching me selflessly, allowing women like us a chance to turn our own medical conditions around.
My dear sisters, please be brave and break free from the shackles of destiny. Share this face-reading knowledge with everyone you know. We cannot always rely on the person beside us to take care of us. Take responsibility and turn around your own negative karma of illness!
I see many people consulting Master Dai Hu with plenty of doubts, suspicion and hesitation, and ended up blocking their path to a better future. You are not the expert, if you are not willing to give it a try, how would you know it would not work?
If you are still not convinced, my advice to you would be to get yourself properly insured!
Beforehand, Master Dai Hu had told me that I would not need to go for the operation, but out of fear, I still decided to take the doctor's advice to proceed with the surgery.
To successfully change our destinies, we need the luck combination of the Heaven's timing, Earth's place and Man's effort.
· Is my operation to remove the 4 fibroids and polyps in my womb a success?
· Are these growths cancerous?
· Do I need a blood transfusion, after 2 months of bleeding?
For those not in the know, please watch the Facebook Live I did at the hospital yesterday, sharing my amazement that Master Dai Hu accurately foretold 3 major events in my life:
https://www.facebook.com/masterdaihu/videos/1419499628161583/
If you have the good fortune to receive Master's advice, please treasure it.
Master Dai Hu is stern and straightforward, but his heart is definitely filled with love for sentient beings. Do not treat him as a bad guy just because he pointed out your flaws directly.
For goodness' sake, if you really want to transform your destiny, you ought to face up to your flaws instead of being petty and calculative when rectified.
We all know that we are our own biggest enemy, however you need guidance from an accomplished master to achieve self-mastery! Invite Master Dai Hu, a master with great foresight, to be your guiding lamp, and I guarantee that it will be your best decision.
http://www.masterdaihu.com/向命運革命-2/
Part 3 <子宮鏡手術的保險理賠> ❤️ 本文已授權知名保險網站『好險在這裡』編修刊登❤️ 請點這邊喔！ ... 泠刀切除自費是屬於醫療耗材費還是手術費. 11 mos Report. ... <看更多>
- MY83 保險網最近去醫院檢查出子宮有息肉需切除醫生建議使用自費41000元的冷刀切除手術想請問是否有處理過此手術理賠的業務是否了解此項手術的理賠比例我在保單的附約條款 ... ... <看更多>
子宮息肉切除保險 在 [問題] 請問有人子宮鏡手術後請領保險給付嗎？ 的推薦與評價
我有子宮肌腺瘤 為了提高試管植入的成功率
昨天做了子宮鏡手術加子宮內膜刺激術
術後醫生告訴我 有發現一個小息肉和一處沾黏 已經處理掉
我跟醫生說 聽說手術可以請保險給付 想請他開證明
醫生瞬間有點僵掉 不是很情願的樣子 只跟我說 這未必能請過
又說息肉的部分通常沒有在寫 他只能寫沾黏剝離
後來又說要我先去確認是否能請領再說 沒有開給我證明
我後來想到 我每次去就醫 他給我的收據 金額其實都是低非常多的
像昨天 我付出的是8170元 但收據上只有170元
這應該是為了逃漏稅吧 但我覺得 只要能助我懷孕 別的我不想管
可是現在卡保險的事 我忍不住想 是真得因為覺得我請不過所以不想給我證明嗎?
還是我報保險他會被抓稅款的問題 所以他那麼不情願呢?
想請問大家有人手術後去請保險嗎? 有請到嗎?
大家覺得 我下次複診應該還要問他證明的事嗎 還是安靜一點 別再提了呢
馬上就要植入了 我當然是不想惹醫生不開心的
幾十萬都花了 也不是非請這八千不可
只是 心裡就有點悶 唉
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※ 文章網址: https://www.ptt.cc/bbs/GoodPregnan/M.1479193672.A.16F.html
※ 編輯: doggy0919 (117.56.244.181), 11/15/2016 15:09:57
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